Origination Fees
Processing Fee

 Not applicable 

Account Management Fees
Full Repayment Fees (FRF)2
  • 1.05% (Max AED 10,500) (Of Outstanding Amount)
Partial Repayment Fees (PRF)2
  • 1.05% (Max AED 10,500) (Of Repaid Amount)
Loan Cancellation Fee3 AED 105
Fees for Letters
Liability Letter AED 89.25 per occurrence
Letter, Certificate, Statement, Confirmation, Documentation AED 26.25 per document
Other Fees
Change in Approval Terms (Post Disbursement) AED 105 per occurrence
Loan Restructure Fee AED 210 per occurrence
Late Payment Fee 2.10% of late payment amount, minimum AED52.5, maximum AED210
Default Rate Default interest shall mean: (a) where there is an event of Default4 or where an account is delinquent for more than 60 days, an additional 400 basis points shall be added to the existing interest rate (the “60 Day Penalty Rate”); and (b) where the event of Default or an account remains to be delinquent for more than 90 days, a further 400 basis points shall be added to the 60 Day Penalty Rate. 
Deferment of an Instalment AED 105 per occurrence

The above fees and charges apply to UAE Nationals and UAE Residents only. All fees and charges mentioned above are inclusive of Value Added Tax (VAT) and are subject to change at two months’ notice at the sole discretion of Abu Dhabi Finance PJSC. Conditions apply.

1 Non refundable. If a further advance is made, the Processing fees as specified above are reduced to 75% of the standard amount (a minimum fee of AED 3,150).

Unless specified otherwise in the Offer Letter.

Payable if the applicant cancels the Application after an offer letter is produced but before disbursement. 

4 The term Default shall have the meaning ascribed to it in the standard loan Terms and Conditions. 

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