X
I am
Loan Amount
4.62%
Interest Rate *
  • 4.62%
  • 5.05%
Repay over
 
* fixed for first year only. Terms and conditions apply.

Loan Amount
4.62%
Interest Rate *
  • 4.62%
  • 5.05%
Repay over
 
* fixed for first year only. Terms and conditions apply.

Loan Amount
7.05%
Interest Rate *
  • 7.05%
Repay over
 
The minimum variable interest rate you can expect to pay.

Loan Amount
6.35%
Interest Rate *
  • 6.35%
Repay over
 
The minimum variable interest rate you can expect to pay.

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  • 3 Mortgage Details
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  • 5 Loan Eligibility details
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Applicant Details

Joint Application
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Income considered for mortgage calculations
 
Employment Status
 

Total Income

 

Total Liabilities

 
 
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Co-Applicant Details

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Employment Status
 

Total Income

 

Total Liabilities

 
 
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  • 3 Mortgage Details
  • 4 Get Your Pre-Approval
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  • 4 Loan Eligibility details
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Please fill out your details below and click on the next button to see if you are eligible for a mortgage with us. It takes 2 minutes, it's quick, and it's easy. Our conditional pre-approval will give you an indication of your borrowing power.

Primary Applicant Details

Co-Applicant Details

Disclaimer: Please check all information provided before submitting this form. Once you submit, you will not be able to update your income details and the mortgage amount will be calculated according to the information provided.

 
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I am

Buy

 
Repay over
 
 

Rent

 
 
Length Of Stay (Years)
 
 
 
 
 
Abu Dhabi Finance PJSC is not liable in respect of uses the Rent vs. Buy Calculator or any of its result for any loss and/or damage of any nature direct and/or indirect and/or consequential loss and/or damage and/or any business losses, including, but not limited to, loss of and/or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill using this application is on your own responsibility and discretion

Buy

 
Repay over
 
 

Rent

 
 
Length Of Stay (Years)
 
 
 
 
 
Abu Dhabi Finance PJSC is not liable in respect of uses the Rent vs. Buy Calculator or any of its result for any loss and/or damage of any nature direct and/or indirect and/or consequential loss and/or damage and/or any business losses, including, but not limited to, loss of and/or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill using this application is on your own responsibility and discretion

Buy

 
Repay over
 
 

Rent

 
 
Length Of Stay (Years)
 
 
 
 
 
Abu Dhabi Finance PJSC is not liable in respect of uses the Rent vs. Buy Calculator or any of its result for any loss and/or damage of any nature direct and/or indirect and/or consequential loss and/or damage and/or any business losses, including, but not limited to, loss of and/or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill using this application is on your own responsibility and discretion

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Residential Mortgages with Fixed Margin

Fee Free Mortgage for Residential Properties in the UAE

  • Zero Processing and Valuation Fees
  • Pay upto 30% per year Free of early repayment charges
  • 1 month Payment Holiday each year Free of deferment charges
UAE Nationals UAE Residents
Step Up Margin Mortgage
Twin Benefit of Fixed Margin with Property Fee Finance

Buying a new home and worried about paying additional fees ? We make it possible with Fee Finance

  • Offering Fixed Margin Mortgage for 2 years
  • Offering additional loan of upto 5% of property value to facilitate payment of new property purchase fees
UAE Nationals UAE Residents
Fixed Margin Mortgage
EIBOR

EIBOR as of August 1, 2018

3 months EIBOR: 2.55%
  • 3 months EIBOR: 2.55%
  • 12 months EIBOR: 3.28%
  • The EIBOR reflecting on our website is for the first of the stated month
3 months EIBOR: 2.55%
EIBOR

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About Abu Dhabi Finance

Unlike banks, we dedicate all of our time to mortgages, giving you a better experience.
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What our clients say

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Getting a Home loan can be a very stressful time. Trying to determine the best rate and terms, or deciding who has the best offer, is a real challenge. We did our homework, but it was a daunting task until we called our Mortgage Advisor at Abu Dhabi Finance. Due to our opposite work schedules and busy family most of the process was conducted via phone and email, which was a great option for us. Our Mortgage Advisor answered all our questions in a professional and prompt manner and showed us various options that she felt would be best for us. There was no pressure for a specific product or financial institution she was focused 100% on providing our best solution. She demonstrated professionalism, knowledge and an active interest in my case, and then arranged our appointment once we had chosen one. Such commitment is not seen very often. Thanks to our Mortgage Advisor and Abu Dhabi Finance team, we completed the process quickly and smoothly. We couldn't be happier with the service we received, and will definitely be returning to Abu Dhabi Finance for our future Home loan and also recommend Abu Dhabi Finance to my family, friends and colleague. Many thanks to the Abu Dhabi Finance team. PRASHANT PRADEEP SHEVADE
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Awards

See All Awards
  • Top Companies to Work for in the UAE, Great Place to Work, 2016
    Top Companies to Work for in the UAE, Great Place to Work, 2016
  • Best Home Finance Product, Banker Middle East, 2016
    Best Home Finance Product, Banker Middle East, 2016
  • Top Companies to Work for in the UAE, Great Place to Work, 2015
    Top Companies to Work for in the UAE, Great Place to Work, 2015