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The UAE's only mortgage specialist

Transparent lending built on leading international standards

Home loans with 2 year fixed margins starting from 0.90%

Experts in residential and commercial real estate lending and equipment finance

I am
Loan Amount
4.91%
Interest Rate *
  • 4.91%
  • 5.31%
Repay over
 
* fixed for first year only. Terms and conditions apply.

Loan Amount
4.91%
Interest Rate *
  • 4.91%
  • 5.31%
Repay over
 
* fixed for first year only. Terms and conditions apply.

Loan Amount
7.31%
Interest Rate *
  • 7.31%
Repay over
 
The minimum variable interest rate you can expect to pay.

Loan Amount
6.81%
Interest Rate *
  • 6.81%
Repay over
 
The minimum variable interest rate you can expect to pay.

  • 1 Applicant Details
  • 2 Co-Applicant Details
  • 3 Mortgage Details
  • 4 Get Your Pre-Approval
  • 5 Loan Eligibility details
  • 1 Applicant Details
  • 2 Mortgage Details
  • 3 Get Your Pre-Approval
  • 4 Loan Eligibility details
1/5 Applicant Details
1/4 Applicant Details

Applicant Details

Joint Application
I am
Income considered for mortgage calculations
 
Employment Status
 

Total Income

 

Total Liabilities

 
 
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Co-Applicant Details

Relationship to Primary Applicant
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Employment Status
 

Total Income

 

Total Liabilities

 
 
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  • 1 Applicant Details
  • 2 Co-Applicant Details
  • 3 Mortgage Details
  • 4 Get Your Pre-Approval
  • 5 Loan Eligibility details
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  • 2 Mortgage Details
  • 3 Get Your Pre-Approval
  • 4 Loan Eligibility details
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Get Your Pre-Approval

* Required Fields

Please fill out your details below and click on the next button to see if you are eligible for a mortgage with us. It takes 2 minutes, it's quick, and it's easy. Our conditional pre-approval will give you an indication of your borrowing power.

Primary Applicant Details

Co-Applicant Details

Disclaimer: Please check all information provided before submitting this form. Once you submit, you will not be able to update your income details and the mortgage amount will be calculated according to the information provided.

 
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I am

Buy

 
Repay over
 
 

Rent

 
 
Length Of Stay (Years)
 
 
 
 
 
Abu Dhabi Finance PJSC is not liable in respect of uses the Rent vs. Buy Calculator or any of its result for any loss and/or damage of any nature direct and/or indirect and/or consequential loss and/or damage and/or any business losses, including, but not limited to, loss of and/or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill using this application is on your own responsibility and discretion

Buy

 
Repay over
 
 

Rent

 
 
Length Of Stay (Years)
 
 
 
 
 
Abu Dhabi Finance PJSC is not liable in respect of uses the Rent vs. Buy Calculator or any of its result for any loss and/or damage of any nature direct and/or indirect and/or consequential loss and/or damage and/or any business losses, including, but not limited to, loss of and/or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill using this application is on your own responsibility and discretion

Buy

 
Repay over
 
 

Rent

 
 
Length Of Stay (Years)
 
 
 
 
 
Abu Dhabi Finance PJSC is not liable in respect of uses the Rent vs. Buy Calculator or any of its result for any loss and/or damage of any nature direct and/or indirect and/or consequential loss and/or damage and/or any business losses, including, but not limited to, loss of and/or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill using this application is on your own responsibility and discretion

Residential Mortgages with Variable Margin

Market–Leading Home Finance Offer for Residential Properties in the UAE

  • Variable Margins fixed for 2 years starting from 0.90%
  • Reduced Processing Fee of 0.75%
  • Pay up to 30% per year free of early repayment charges
  • 1 month Payment Holiday each year free of deferment charges
UAE Nationals UAE Residents
Step Up Margin Mortgage
Twin Benefit of Fixed Margin with Property Fee Finance

Buying a new home and worried about paying additional fees ? We make it possible with Fee Finance

  • Offering Fixed Margin Mortgage for 2 years
  • Offering additional loan of upto 5% of property value to facilitate payment of new property purchase fees
UAE Nationals UAE Residents
Fixed Margin Mortgage
EIBOR

EIBOR as of 2nd January 2020

3 months EIBOR: 2.16 %
  • 3 months EIBOR: 2.16%
  • 12 months EIBOR: 2.28%
  • The EIBOR reflecting on our website is for the first of the stated month
3 months EIBOR: 2.16 %
EIBOR

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About Abu Dhabi Finance

Unlike banks, we dedicate all of our time to mortgages, giving you a better experience.
Learn more about us