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For more information about the sale and transfer of ADF clients to ADCB

We are pleased to confirm that the sale and transfer of Abu Dhabi Finance’s residential and commercial mortgage portfolio to Abu Dhabi Commercial Bank (ADCB) was completed successfully on 29th April 2021. As of this date (the "effective date"), all agreements between notified customers and Abu Dhabi Finance in respect of their mortgage (and related financing arrangements), including Loan Agreements and Mortgage Contracts, have been transferred to ADCB. All such agreements between customers and Abu Dhabi Finance have therefore become agreements with ADCB, including all rights and obligations thereunder.

Your Personal Mortgage Calculator

Please select your status and purpose of property purchase to use the calculator.

I am a :

UAE National

UAE Resident

Non-Resident

I am looking for a mortgage for :

Owner Occupied

Investment Purposes

I haven't identified my property yet.

Monthly Income

My Salary is

AED
AED 10,000
AED 100,000

My rental income is

AED
AED 0
AED 200,000

My other revenue is

AED
AED 0
AED 250,000

Monthly Liabilites

My monthly loans are

AED
AED 0
AED 250,000

My other liabilities are

AED
AED 0
AED 100,000

My total credit card limit is

AED
AED 0
AED 250,000

I haven't identified my property yet, but I have saved a deposit.

Available Funds

AED
AED 62,500
AED 2,000,000

I know which property I want to buy.

The property value

AED
AED 312,500
AED 10,000,000

I know how much I want to borrow.

I want to borrow for (Months)

Months
36 Months (3 Year)
300 Months (25 Years)

I want to borrow

AED
AED 250,000
AED 6,000,000

How much can you borrow?

AED 0

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  • Monthly EMI
  • Interest Rate
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Residential Mortgages with Variable Margin

Market–Leading Home Finance Offer for Residential Properties in the UAE

  • Variable Margins fixed for 2 years starting from 1.75%
  • Reduced Processing Fee of 0.75%
  • Pay up to 30% per year free of early repayment charges
  • 1 month Payment Holiday each year free of deferment charges
Step Up Margin Mortgage
Twin Benefit of Fixed Margin with Property Fee Finance

Buying a new home and worried about paying additional fees ? We make it possible with Fee Finance

  • Offering Fixed Margin Mortgage for 2 years
  • Offering additional loan of upto 5% of property value to facilitate payment of new property purchase fees
Fixed Margin Mortgage
EIBOR

EIBOR as of 1st February 2021

3 months EIBOR: 0.37 %
  • 3 months EIBOR: 0.37%
  • 12 months EIBOR: 0.61%
  • The EIBOR reflecting on our website is for the first of the stated month
3 months EIBOR: 0.37 %
EIBOR

About Abu Dhabi Finance

Unlike banks, we dedicate all of our time to mortgages, giving you a better experience.