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The UAE's only conventional mortgage specialist

Transparent lending built on leading international standards

Home loans with fixed margin for life starting from 1.55%

Experts in residential and commercial real estate lending and equipment finance

Your Personal Mortgage Calculator

Please select your status and purpose of property purchase to use the calculator.

I am a :

UAE National

UAE Resident

Non-Resident

I am looking for a mortgage for :

Owner Occupied

Investment Purposes

I haven't identified my property yet.

Monthly Income

My Salary is

AED
AED 10,000
AED 100,000

My rental income is

AED
AED 0
AED 200,000

My other revenue is

AED
AED 0
AED 250,000

Monthly Liabilites

My monthly loans are

AED
AED 0
AED 250,000

My other liabilities are

AED
AED 0
AED 100,000

My total credit card limit is

AED
AED 0
AED 250,000

I haven't identified my property yet, but I have saved a deposit.

Available Funds

AED
AED 62,500
AED 2,000,000

I know which property I want to buy.

The property value

AED
AED 312,500
AED 10,000,000

I know how much I want to borrow.

I want to borrow for (Months)

Months
36 Months (3 Year)
300 Months (25 Years)

I want to borrow

AED
AED 250,000
AED 6,000,000

How much can you borrow?

AED 0

  • Max Loan Amount
  • Max Property Value
  • Down Payment Value
  • Monthly EMI
  • Interest Rate
  • Repay Over
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Residential Mortgages with Variable Margin

Market–Leading Home Finance Offer for Residential Properties in the UAE

  • Variable Margins fixed for 2 years starting from 1.75%
  • Reduced Processing Fee of 0.75%
  • Pay up to 30% per year free of early repayment charges
  • 1 month Payment Holiday each year free of deferment charges
Step Up Margin Mortgage
Twin Benefit of Fixed Margin with Property Fee Finance

Buying a new home and worried about paying additional fees ? We make it possible with Fee Finance

  • Offering Fixed Margin Mortgage for 2 years
  • Offering additional loan of upto 5% of property value to facilitate payment of new property purchase fees
Fixed Margin Mortgage
EIBOR

EIBOR as of 1st November 2020

3 months EIBOR: 0.47 %
  • 3 months EIBOR: 0.47%
  • 12 months EIBOR: 0.80%
  • The EIBOR reflecting on our website is for the first of the stated month
3 months EIBOR: 0.47 %
EIBOR

Start Your Mortgage Application

Find out if you qualify for a mortgage
Pre-approval process takes only minutes

Apply Online

About Abu Dhabi Finance

Unlike banks, we dedicate all of our time to mortgages, giving you a better experience.