FREQUENTLY ASKED QUESTIONS

At Abu Dhabi Finance we do not have a maximum cap on the amount our clients can borrow.  However this is obviously dependent on each client’s individual financial circumstances and subject to our lending criteria.

Our products are tailored specifically to your financial needs and circumstances, and therefore in order for us to give you an accurate illustration, it would be better if a Mortgage Advisor could meet with you to discuss your exact requirements and assess your case.  Our Mortgage Advisors are available 7 days per week and can come to see you at your work, home or any other convenient location.

You can transfer an existing loan to Abu Dhabi Finance so long as it meets our lending criteria.  As this would be a new application to Abu Dhabi Finance, you would be subject to application and processing fees.

Your current lender may levy fees in an effort to keep your business, however Abu Dhabi Finance would look to see if we can add these to your new mortgage loan. 

An Interest Roll Up product is a very attractive one in a market such as Abu Dhabi where most properties are released into the market before they are completed.   

During the construction period, you do not have to repay any of the capital of your loan and the interest charged on your mortgage is 'rolled-up' so that as a client you do not have to make any monthly payments until the property has been completed. Once the final stage payment has been made, you have the option to pay the interest as a lump sum or add it to the mortgage to spread the cost out over the lifecycle of the loan. Please note that the under construction phase must also be less than three years from the date of first disbursement to completion.

Our interest rates depend on a wide range of factors for each specific mortgage application, such as loan amount, type of property, employment status, and financial circumstances, among others. 

At Abu Dhabi Finance, we can offer unrelated parties a joint mortgage, however in accordance with local customs, this is providing that they are of the same gender and are not intending to use the property to live in themselves.